Boshers

Last reviewed 28 July 2026 · Verification: public website pages fetched and read (no vendor contact)

At a glance

Entry price (GBP): Not published; Price last verified 28 July 2026
UK-based: Yes
Free trial: Not published

Vendor

boshers.co.uk

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UK signals

The block no global directory publishes: whether the company trades in the UK, whether it bills in sterling, whether it charges VAT and issues a VAT invoice, when its support is actually open in UK time, and where the data sits. Every line is what the vendor publishes, or a record that it does not.

UK-based: YesSource
UK support hours: Monday to Friday 9:00am–5:00pm (excluding bank holidays)Source · Checked 28 July 2026
UK phone published: Quotes and enquiries: 01237 429 444 · Claims: 01237 427 992Source · Checked 28 July 2026
Quoted in GBP: Yes
Covers platform lettings (Airbnb-style): Not publishedNot established. Boshers markets cover for self-catering holiday homes, cottages and cottage complexes let to paying guests, but no page checked (homepage, /holiday-home-insurance/, /holiday-letting-insurance/, /about-us/) explicitly names Airbnb or any online booking platform. Prospective customers would need to confirm platform-let acceptance directly.Source · Checked 28 July 2026
Eligibility restrictions: Not published
Policy conditions: Not published

Pricing

Verified against the vendor's own published page on 28 July 2026. Figures are reproduced as published — we do not convert currencies or estimate a total.

Pricing model: quote-only (individually rated insurance premium)
Pricing published: No — quote-only
Entry price (GBP): Not published
Quoted inclusive or exclusive of VAT: Not published
At 1 property: Not published
At 5 properties: Not published
At 20 properties: Not published
Booking fee: Not published
Setup fee: Not published
Minimum contract (months): Not published
Free plan: Not published
Price last verified: 28 July 2026Source

annual insurance premium per property/policy No premiums, indicative prices or price ranges are published anywhere on the pages checked. Premium is quoted after a property-specific application.

What the cover includes

The £10m liability figures, the two-year/£75,000 loss of rental income limit and the automatic inclusion of guest accidental damage and guest theft were confirmed on the holiday home insurance FAQ page on 2026-07-28.

Public liability: £10m public and products liability — 'the policy automatically covers £10m public and products liability'
Employers liability: £10m — 'the policy automatically includes employer's liability cover for £10m. A certificate is issued with every policy'
Loss of rent or income: 'loss of rental income is automatically covered for up to 2 years to a total sum insured of £75,000'
Accidental damage: Automatically included, including damage caused by paying guests — 'Does the policy cover accidental damage caused by paying guests? Yes, this is automatically included'
Theft: Automatically included, including theft by paying guests — 'Does the policy cover theft by paying guests? Yes, this is automatically included'. Marketing page adds 'Theft even whilst occupied by guests'.
Buildings: Included; limit not published
Contents: Included; limit not published
Legal expenses: Included; legal expenses services provided by DAS Legal Expenses Insurance Company Ltd (commercial legal and tax advice lines published)
Home emergency: Home Emergency Insurance listed as a separate product in the range; not stated as standard within the holiday home policy
Alternative accommodation: Not published
Malicious damage by guests: Not published

Products listed

Products: Holiday Home Insurance, Listed Holiday Home Insurance, Holiday Cottage Complex Insurance, Let Property Insurance, Second Home Insurance, Overseas Holiday Home Insurance

Getting a quote

Quote methods: online quote request form, telephone, callback request form
Quote page: https://boshers.co.uk/get-your-quote/

Company identity

Recorded from the vendor's own pages and, where a company number was findable, from Companies House.

Provider type: broker / intermediary (trading style of an FCA-authorised broker)Source · Checked 28 July 2026
Legal entity: Boshers® Insurance Services is a trading style of Lloyd & Whyte® LtdSource · Checked 28 July 2026
Companies House number: 03686765Stated as 'Registered in England No. 03686765' for Lloyd & Whyte Ltd. A separate 'Boshers Ltd' trading address is given on the contact page; the relationship between the two entities is not explained on the site.Source · Checked 28 July 2026
FCA firm reference: authorised and regulated by the Financial Conduct Authority (FRN 306077)Source · Checked 28 July 2026
Founded: 1976'Founded in 1976'. The site separately states its holiday home insurance scheme launched in 1990 and shows a '35 years' badge on the holiday home page.Source · Checked 28 July 2026
Head office: Boshers Ltd, 14 Habat Enterprise Park, Bideford, Devon, EX39 3HN / registered office Affinity House, Bindon Road, Taunton, Somerset, TA2 6AASource · Checked 28 July 2026
Country: United Kingdom
Underwriter: 'We are proud to offer cover from one of the most trusted UK home insurance providers, Ecclesiastical.' The holiday home page describes Ecclesiastical as 'one of the largest independent British-owned insurers'.Source · Checked 28 July 2026

Our verdict

Boshers is one of the longest-established specialist names in UK holiday home cover. The business dates itself to 1976 and says its dedicated holiday home scheme launched in 1990; it trades as a style of Lloyd & Whyte Ltd, FCA-authorised under FRN 306077, from Bideford in North Devon with a registered office in Taunton. Policies are underwritten by Ecclesiastical — a single named underwriter rather than a broad panel, which makes the cover easier to research than broker-panel alternatives. The published cover schedule is unusually generous at the liability end: £10m public and products liability and £10m employers' liability, against the £5m that is more common in this category, with an employers' liability certificate issued on every policy. Boshers' own FAQ is more specific than most sites in this category: accidental damage caused by paying guests and theft by paying guests are both stated as automatically included rather than optional, and loss of rental income is covered for up to two years to a total sum insured of £75,000, with legal expenses services provided through DAS. The product range is built around the shapes UK owners actually have — single holiday homes, listed buildings and multi-unit cottage complexes. The notable gap for readers is platform letting: no page we checked names Airbnb, Vrbo or Booking.com, so anyone letting principally through a platform should confirm acceptance before applying. Quoting is by online request form or phone; there is no instant online purchase, and no premium information is published.

Written by The UK Holiday Let Software Directory editorial team. Nobody paid for this and nobody reviewed it before publication except us.

Third-party scores

Cited as text with the source and the date we pulled it. We do not mark these up as our own rating, and we publish no first-party reviews until we have real, verified users.

No third-party score was pulled for this listing. That is a gap in our record, not a judgement on the product.

How this listing was checked

Verification method: public website pages fetched and read (no vendor contact)
Verified: 28 July 2026
Last reviewed: 28 July 2026
Publisher relationship: none

Sources

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