Coconut

Last reviewed 28 July 2026 · Verification: public pricing page read live in-browser; HMRC software finder read live

At a glance

Entry price (GBP): £49.99; MTD Bridging, per year (spreadsheet users; year-end declaration charged separately at £49.99); Price last verified 28 July 2026
UK-based: Yes
Free trial: Yes, 14 days, no card required

Vendor

www.getcoconut.com

Outbound link is nofollow. We take no commission and earn nothing from this click.

Best for

1 property / 2-5

UK signals

The block no global directory publishes: whether the company trades in the UK, whether it bills in sterling, whether it charges VAT and issues a VAT invoice, when its support is actually open in UK time, and where the data sits. Every line is what the vendor publishes, or a record that it does not.

UK-based: YesSource
UK support hours: Not published
Support channels: "UK-based AI & human support" (stated on pricing page), "Dedicated MTD expert help" on the MTD filing plan
Support email: Not published
UK phone published: Not published
Billed in GBP: Yes
UK VAT charged: Not published
VAT invoice provided: Not published
FCA registration: Not published
Data residency: Not published
ICO registration number: Not published

Pricing

Verified against the vendor's own published page on 28 July 2026. Figures are reproduced as published — we do not convert currencies or estimate a total.

Pricing model: tiered subscription by function (bridging / MTD filing / self assessment / full)
Pricing published: Yes
Entry price (GBP): £49.99
Quoted inclusive or exclusive of VAT: Not published
At 1 property: £49.99 per month
At 5 properties: £49.99 per month
At 20 properties: £49.99 per month
Booking fee: Not published
Setup fee: Not published
Minimum contract (months): Not published
Free plan: No
Price last verified: 28 July 2026Source

Coconut: published plans as recorded on 28 July 2026.
Plan	Published price	Scope
MTD Bridging	Not published	Not publishedAdd MTD Annual Submission (Year-End Declaration) for £49.99 when required
MTD filing	£12.99 per month	Not publishedPage also renders a £21.99 per month figure under the Monthly toggle — monthly vs annual-equivalent labelling on this page is ambiguous
+Self Assessment	Not published	Not published
Full	Not published	Not published

per year or per month, per taxpayer (not per property)

Making Tax Digital & compliance

On HMRC's recognised software list: Yes
Name on HMRC's list: Coconut
HMRC source url: https://www.tax.service.gov.uk/find-making-tax-digital-income-tax-software/product-details?productId=3150
HMRC second listing: Coconut Free — https://www.tax.service.gov.uk/find-making-tax-digital-income-tax-software/product-details?productId=3153
HMRC finder url: https://www.gov.uk/guidance/find-software-that-works-with-making-tax-digital-for-income-tax
HMRC checked: 2026-07-28
Making Tax Digital ready: Yes
Software type (HMRC classification): software that creates digital records, bridging software
Submissions supported: quarterly updates, tax return / final declaration
Income sources ready now: sole trader, UK property
Income sources in development: UK interest, employment (PAYE), UK dividends, state pension, private pensions, partnership income, foreign dividends, foreign interest, pension contributions, Construction Industry Scheme, charitable giving, capital gains, student loans, Marriage Allowance, voluntary Class 2 NIC, High Income Child Benefit Charge
MTD income sources not listed: foreign property
User types: individual, agent
Update periods offered: standard 6 April - 5 April, calendar 1 April - 31 March
HMRC Assist submission feedback: No
VAT handling: Not published
Counts let-nights per property per calendar year: Not published
Security certifications: Not published

Product features

Bank feeds: "Connect your bank in 30 seconds"
Receipt capture: Yes
Invoicing: unlimited professional invoices
Mobile app: Yes
Accountant access: "Invite your accountant anytime"
Spreadsheet template: ready-made MTD spreadsheet template with one-click upload (Bridging plan)
PMS or channel integrations: Not published

Fit for holiday lets

Product focus: general accounting (sole-trader-first, with explicit landlord support)
Best for: 1 property / 2-5
Holiday-let support documented: Not publishedNo holiday-let-specific claim found on the pages checked.

Company identity

Recorded from the vendor's own pages and, where a company number was findable, from Companies House.

Legal entity: Coconut Platform Ltd
Companies House number: 09904418
Registered address: Not published
Founded: Not published
Head office: United Kingdom
Ownership: Not published
Employees: Not published
Status: activeBrand is styled "!Coconut" on the current site. Registered address not found on the pages checked.

Our verdict

Coconut (Coconut Platform Ltd, 09904418, FCA AISP reference 931194) began as a sole-trader bookkeeping app and now sells landlords a distinct route to MTD compliance. Its cheapest option is the one worth knowing about: MTD Bridging at £49.99 a year, which lets an owner keep the spreadsheet they already use and submit quarterly updates from it, with the year-end declaration charged as a separate £49.99 when required. That is the lowest published entry price of any product in this category, and for a single-cottage owner with simple records it may be all that is needed.

Full MTD filing software is £129.99 a year or £12.99 a month, with Self Assessment filing and a combined Full plan at £129.99 and £159.99 a year. There is a 14-day trial with no card, and a route to two years free by opening a Zempler bank account in-app. VAT treatment is not stated anywhere on the pricing page.

On HMRC's list Coconut covers quarterly updates and the final declaration for sole trader and UK property income, with most other income sources in development for 2026-27 and foreign property not listed. Support is described as UK-based. There is no per-property reporting and no booking-platform integration.

Written by The UK Holiday Let Software Directory editorial team. Nobody paid for this and nobody reviewed it before publication except us.

Third-party scores

Cited as text with the source and the date we pulled it. We do not mark these up as our own rating, and we publish no first-party reviews until we have real, verified users.

No third-party score was pulled for this listing. That is a gap in our record, not a judgement on the product.

What we could not verify

Published because an incomplete record you can see is more useful than a complete-looking one you cannot check.

Registered address and founded year not published
VAT inclusive/exclusive not stated on the pricing page
Monthly vs annual price labelling on the pricing page is ambiguous (£12.99 and £21.99 both render for MTD filing)
Relationship between the paid product and HMRC's separate "Coconut Free" listing not explained on the vendor site
UK support hours and phone not published
Data residency, ICO number and security certifications not published

How this listing was checked

Verification method: public pricing page read live in-browser; HMRC software finder read live
Verified: 28 July 2026
Last reviewed: 28 July 2026
Publisher relationship: none

Sources

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