FreeAgent

Last reviewed 28 July 2026 · Verification: public pricing page and about page fetched live; HMRC software finder read live

At a glance

Entry price (GBP): £10; Unincorporated landlords plan, per month excluding VAT (£5/month for the first 6 months); Price last verified 28 July 2026
UK-based: Yes
Free trial: Yes, 30 days, no card required

Vendor

www.freeagent.com

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Best for

1 property / 2-5

UK signals

The block no global directory publishes: whether the company trades in the UK, whether it bills in sterling, whether it charges VAT and issues a VAT invoice, when its support is actually open in UK time, and where the data sits. Every line is what the vendor publishes, or a record that it does not.

UK-based: YesSource
UK support hours: Not published
Support channels: Not published
Support email: Not published
UK phone published: Not published
Billed in GBP: Yes
UK VAT charged: Yes
VAT invoice provided: Not published
FCA registration: Not published
Data residency: Not published
ICO registration number: Not published

Pricing

Verified against the vendor's own published page on 28 July 2026. Figures are reproduced as published — we do not convert currencies or estimate a total.

Pricing model: flat per-account, tiered by entity type
Pricing published: Yes
Entry price (GBP): £10
Quoted inclusive or exclusive of VAT: excluding VAT (20%)
At 1 property: £10 per month
At 5 properties: £10 per month
At 20 properties: £10 per month
Booking fee: Not published
Setup fee: Not published
Minimum contract (months): Not published
Free plan: Yes
Price last verified: 28 July 2026Source

FreeAgent: published plans as recorded on 28 July 2026.
Plan	Published price	Scope
Unincorporated landlords	£10 per month	Not published+VAT
Sole traders	£19 per month	Not published+VAT
Partnerships/LLPs	£27 per month	Not published+VAT
Limited companies	£33 per month	Not published+VAT

per month or per year, per account (not per property)

Making Tax Digital & compliance

On HMRC's recognised software list: Yes
Name on HMRC's list: FreeAgent
HMRC source url: https://www.tax.service.gov.uk/find-making-tax-digital-income-tax-software/product-details?productId=3192
HMRC finder url: https://www.gov.uk/guidance/find-software-that-works-with-making-tax-digital-for-income-tax
HMRC checked: 2026-07-28
Making Tax Digital ready: Yes
Software type (HMRC classification): software that creates digital records
Submissions supported: quarterly updates, tax return / final declaration
Income sources ready now: sole trader, UK property, employment, UK interest, UK dividends, foreign dividends, pensions, capital gains, charitable giving, student loans, Marriage Allowance, National Insurance options
Income sources in development: partner income from a partnership
MTD income sources not listed: foreign property
User types: individual, agent
Update periods offered: standard 6 April - 5 April, calendar 1 April - 31 March
Bridging software: No
HMRC Assist submission feedback: No
HMRC free version flag: Yes
VAT handling: Not published
Counts let-nights per property per calendar year: Not published
Security certifications: Not published

Product features

Bank feeds: Yes
Receipt capture: Smart Capture (unlimited as paid add-on)
Mobile app: Yes
Multiple properties one account: Yes
Multiple properties evidence: Landlords page FAQ: "Yes, you can manage multiple properties in one FreeAgent for Landlords account."
Per property income and costs: Yes
Per property evidence: Pricing page describes the Landlords plan feature as "Record your income and costs against each property". Whether this extends to a per-property profit-and-loss report was not verified.
Joint ownership splits: Yes
Joint ownership evidence: Landlords page states split ownership is handled with automatic allocation based on ownership splits.
PMS or channel integrations: Not published
Source url secondary: https://www.tax.service.gov.uk/find-making-tax-digital-income-tax-software/product-details?productId=3192

Fit for holiday lets

Product focus: general accounting with a dedicated landlord plan
Best for: 1 property / 2-5
Holiday-let support documented: Not publishedThe dedicated FreeAgent for Landlords page was checked on 2026-07-28 and contains no reference to holiday lets, short-term lets, Airbnb or furnished holiday lettings; neither does the pricing page. Absence of evidence, not evidence of absence — vendor fact-check required.Source

Company identity

Recorded from the vendor's own pages and, where a company number was findable, from Companies House.

Legal entity: FreeAgent Central
Companies House number: SC316774
Registered address: One Edinburgh Quay, 133 Fountainbridge, Edinburgh, Scotland, UK EH3 9QG
Founded: 2007
Head office: Edinburgh, United Kingdom
Ownership: Owned by NatWest Group (acquired early 2018); stated to remain operationally independent
Employees: Not published
Status: active

Our verdict

FreeAgent is Edinburgh-based general accounting software (FreeAgent Central, SC316774, founded 2007, owned by NatWest Group since 2018) that has done something few of its size have: published a separate, cheap plan for unincorporated landlords at £10 a month excluding VAT, or £100 a year, currently half price for the first six months. Sole traders pay £19 a month. There is a 30-day trial with no card required, and a genuinely free account for NatWest, RBS, Ulster Bank and Mettle customers — which for a holiday-let owner already banking with one of those is the cheapest compliant route in this category.

On HMRC's list FreeAgent covers both quarterly updates and the final declaration, and supports a wide spread of personal income — employment, dividends, interest, pensions, capital gains, student loans, Marriage Allowance — with only partnership income in development. Foreign property is not listed, and there is no bridging software, so spreadsheet-first operators are out of scope. HMRC Assist submission feedback is not included.

The landlord plan handles multiple properties in one account, records income and costs against each property, and allocates jointly-owned income automatically by ownership split — which matters for the common husband-and-wife holiday-let arrangement. What it does not do is speak to short lets: the landlords page never mentions holiday lets or furnished holiday lettings, and there is no letting-agent or booking-platform feed. An owner wanting clean books and a filed return is well served; one wanting channel-level revenue analysis is not.

Written by The UK Holiday Let Software Directory editorial team. Nobody paid for this and nobody reviewed it before publication except us.

Third-party scores

Cited as text with the source and the date we pulled it. We do not mark these up as our own rating, and we publish no first-party reviews until we have real, verified users.

No third-party score was pulled for this listing. That is a gap in our record, not a judgement on the product.

What we could not verify

Published because an incomplete record you can see is more useful than a complete-looking one you cannot check.

UK support hours, channels and phone not captured
VAT invoice provision, data residency, ICO number not published
Whether per-property recording extends to a per-property profit-and-loss report not verified
No holiday-let / short-let support stated anywhere on the landlords or pricing pages — vendor fact-check needed

How this listing was checked

Verification method: public pricing page and about page fetched live; HMRC software finder read live
Verified: 28 July 2026
Last reviewed: 28 July 2026
Publisher relationship: none

Sources

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Publisher relationship: none — no payment was received for this listing, and none would change it.