Howden

Last reviewed 28 July 2026 · Verification: public website pages fetched and read, plus the Howden Group entities register page (no vendor contact)

At a glance

Entry price (GBP): Not published; Price last verified 28 July 2026
UK-based: Yes
Free trial: Not published

Vendor

www.howdeninsurance.co.uk/personal/leisure/holiday-accommodation/holiday-let-insurance

Outbound link is nofollow. We take no commission and earn nothing from this click.

UK signals

The block no global directory publishes: whether the company trades in the UK, whether it bills in sterling, whether it charges VAT and issues a VAT invoice, when its support is actually open in UK time, and where the data sits. Every line is what the vendor publishes, or a record that it does not.

UK-based: YesSource
UK support hours: Not publishedNot published on the pages checked.Checked 28 July 2026
UK phone published: Yes0117 403 3000 appears on the holiday let page; 01604 434 130 on the holiday accommodation index. A branch finder is also offered.Source · Checked 28 July 2026
Quoted in GBP: Yes
Covers platform lettings (Airbnb-style): Not publishedNot established as an explicit statement. The holiday let page markets cover for short-break holiday letting and discusses the limitations of Airbnb's own AirCover in its FAQ, but no page checked states plainly that lets booked through Airbnb or similar platforms are accepted. A widely repeated condition that no single let may exceed six weeks appeared only in third-party summaries and is NOT confirmed here.Source · Checked 28 July 2026
Eligibility restrictions: Not published
Policy conditions: Not published

Pricing

Verified against the vendor's own published page on 28 July 2026. Figures are reproduced as published — we do not convert currencies or estimate a total.

Pricing model: quote-only (individually rated insurance premium, brokered across a panel)
Pricing published: No — quote-only
Entry price (GBP): Not published
Quoted inclusive or exclusive of VAT: Not published
At 1 property: Not published
At 5 properties: Not published
At 20 properties: Not published
Booking fee: Not published
Setup fee: Not published
Minimum contract (months): Not published
Free plan: Not published
Price last verified: 28 July 2026Source

insurance premium per property/policy No premiums or ranges published. Pricing is arrived at through a broker conversation or online quote request.

What the cover includes

No monetary limits are published for any cover on the pages checked — consistent with a broker placing across a panel rather than selling one wording.

Public liability: Listed; limit not published
Employers liability: Referenced within the liability discussion; limit not published
Loss of rent or income: Loss of rental income — listed; limit not published
Alternative accommodation: Listed; limit not published
Accidental damage: Listed, including 'accidental or malicious damage caused by guests or hosting activities'
Malicious damage by guests: Listed
Theft: Listed
Buildings: Listed — storm, fire, escape of water
Contents: Listed
Legal expenses: Listed; limit not published
Home emergency: Listed; limit not published

Products listed

Products: Holiday Let Insurance, Holiday Home Insurance, Holiday Lodge Insurance, Beach Hut Insurance

Getting a quote

Quote methods: online 'Get a quote' form, telephone, local branch / specialist adviser
Instant online purchase: No
Quote page: https://www.howdeninsurance.co.uk/get-a-quote

Company identity

Recorded from the vendor's own pages and, where a company number was findable, from Companies House.

Provider type: Accesses 'a panel of standard and specialist holiday let insurers'; a branch finder and local adviser model are offered alongside online quoting.Source · Checked 28 July 2026
Legal entity: 'Howden is a trading name of A-Plan Holdings who are authorised and regulated by the Financial Conduct Authority.'Source · Checked 28 July 2026
Companies House number: 00750484Source · Checked 28 July 2026
FCA firm reference: 310164The FRN is not printed in the howdeninsurance.co.uk footer; it is published against the 'A Plan Holdings' entry on the Howden Group entities page.Source · Checked 28 July 2026
Founded: Not publishedNot published on the pages checked. The site claims 'over 20 years' experience' covering holiday home and holiday let properties, which we have not separately verified.Checked 28 July 2026
Head office: 2 Des Roches Square, Witney, OX28 4LESource · Checked 28 July 2026
Country: United Kingdom
Underwriter: Not publishedNo underwriter named. Howden acts as a broker across 'a panel of standard and specialist holiday let insurers'; the risk carrier is determined per quote.Source · Checked 28 July 2026

Our verdict

Howden is the largest broker in this category and the only one offering a genuine branch network. The UK personal-lines business trades as Howden but the contracting entity is A-Plan Holdings, company number 00750484, registered in Witney and FCA-authorised under FRN 310164 — a number published on the Howden Group entities page rather than in the retail site's own footer. Its holiday accommodation range is broader than most, spanning holiday lets, holiday homes, holiday lodges and beach huts, and extends to overseas properties in Cyprus, Spain, Portugal, France, Greece and Ireland. Cover is described in the usual terms — buildings, contents, theft, storm and fire, escape of water, accidental and malicious damage by guests, public liability, legal expenses, home emergency, loss of rental income and alternative accommodation — but no monetary limits are published for any of them, which is consistent with a broker placing across a panel of insurers rather than selling one wording. That is the trade-off with this listing: more market access and a human adviser, less ability to compare the product on paper before you engage. Airbnb appears only in an FAQ about AirCover's limitations, so platform-let acceptance should be confirmed directly. Quoting is by online form, phone or local branch.

Written by The UK Holiday Let Software Directory editorial team. Nobody paid for this and nobody reviewed it before publication except us.

Third-party scores

Cited as text with the source and the date we pulled it. We do not mark these up as our own rating, and we publish no first-party reviews until we have real, verified users.

No third-party score was pulled for this listing. That is a gap in our record, not a judgement on the product.

How this listing was checked

Verification method: public website pages fetched and read, plus the Howden Group entities register page (no vendor contact)
Verified: 28 July 2026
Last reviewed: 28 July 2026
Publisher relationship: none

Sources

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Publisher relationship: none — no payment was received for this listing, and none would change it.