Pikl

Last reviewed 28 July 2026 · Verification: public website pages fetched and read (no vendor contact)

At a glance

Entry price (GBP): Not published; Price last verified 28 July 2026
UK-based: Yes
Free trial: Not published

Vendor

www.pikl.com

Outbound link is nofollow. We take no commission and earn nothing from this click.

UK signals

The block no global directory publishes: whether the company trades in the UK, whether it bills in sterling, whether it charges VAT and issues a VAT invoice, when its support is actually open in UK time, and where the data sits. Every line is what the vendor publishes, or a record that it does not.

UK-based: YesSource
UK support hours: 9am to 5pm Monday to FridaySource · Checked 28 July 2026
UK phone published: YesSource · Checked 28 July 2026
Quoted in GBP: Yes
Covers platform lettings (Airbnb-style): YesExplicit and central to the proposition. Homepage: 'Insurance-enabled solutions for short-term rentals', with references to 'sites like Airbnb' and VRBO. A dedicated Airbnb host insurance product is listed. The holiday let page states of platform cover: 'Some platforms such as Airbnb provide some coverage but this is limited.'Source · Checked 28 July 2026
Eligibility restrictions: Not published
Policy conditions: Not published

Pricing

Verified against the vendor's own published page on 28 July 2026. Figures are reproduced as published — we do not convert currencies or estimate a total.

Pricing model: quote-only (individually rated insurance premium)
Pricing published: No — quote-only
Entry price (GBP): Not published
Quoted inclusive or exclusive of VAT: Not published
At 1 property: Not published
At 5 properties: Not published
At 20 properties: Not published
Booking fee: Not published
Setup fee: Not published
Minimum contract (months): Not published
Free plan: Not published
Price last verified: 28 July 2026Source

insurance premium per property/policy No premiums or price ranges are published on the homepage, holiday let page or contact page. Price is returned by the online quote journey.

What the cover includes

Public liability: Up to £5 million public liability
Employers liability: Domestic employers' liability — listed; limit not published
Loss of rent or income: Lost booking income — listed; limit not published
Accidental damage: Accidental damage — listed
Theft: Theft & malicious damage — listed
Malicious damage by guests: Theft & malicious damage — listed
Buildings: Fire, storm & flood damage; subsidence, heave & landslip; escape of water & oil
Contents: Personal belongings — listed
Legal expenses: Legal expenses cover — listed
Home emergency: Home emergency cover — listed

Products listed

Products: Airbnb insurance for hosts, Holiday let insurance, Landlord insurance (long-term and short-term guests), Static caravan insurance, Park homes and mobile homes insurance, Holiday lodges and chalets insurance, Glamping pod insurance
Also listed: Personal & owner liability, Replacement locks, Bicycle cover, Guest-related pest infestation

Getting a quote

Quote methods: online quote journey, telephone
Quote page: https://quote.pikl.com/your-letting

Company identity

Recorded from the vendor's own pages and, where a company number was findable, from Companies House.

Provider type: insurance intermediary / MGA-style specialist in short-term rental riskSource · Checked 28 July 2026
Legal entity: Pikl Insurance Services LimitedSource · Checked 28 July 2026
Companies House number: private limited company registered in England and Wales, company number 10449346Source · Checked 28 July 2026
FCA firm reference: Authorised and regulated by the FCA, firm number 773457Source · Checked 28 July 2026
Founded: 2016Not published on Pikl's own pages. Companies House records PIKL INSURANCE SERVICES LIMITED (10449346) as incorporated on 27 October 2016; company status active, SIC 66220 (activities of insurance agents and brokers).Source · Checked 28 July 2026
Head office: The Atrium, St Georges Street, Norwich, NR3 1ABSource · Checked 28 July 2026
Country: United Kingdom
Underwriter: Insurance provided through 'Allianz, Prestige, AXA, Aviva, and Arkel Insurance'. Which insurer underwrites a given policy is not stated — it depends on the risk.Source · Checked 28 July 2026

Our verdict

Pikl is the entry in this category built specifically around platform letting rather than around traditional second homes. Pikl Insurance Services Limited is registered in England and Wales (10449346), FCA-authorised under firm number 773457, and based in Norwich. Its own framing — 'insurance-enabled solutions for short-term rentals' — and its explicit references to Airbnb and Vrbo put it at the opposite end of the category from the holiday-cottage specialists. The published cover list for holiday lets is the most itemised of any provider we checked: up to £5 million public liability, domestic employers' liability, theft and malicious damage, lost booking income, accidental damage, home emergency, legal expenses, escape of water and oil, subsidence, replacement locks and, unusually, guest-related pest infestation. Limits below the liability figure are not published. Pikl names a panel of underwriters — Allianz, Prestige, AXA, Aviva and Arkel — but does not say which one carries a given policy, so the insurer behind a quote is only knowable at the point of quoting. Quoting runs through a self-serve online journey with freephone support on weekdays 9am–5pm. No premiums or ranges are published; every price is individually rated. Product breadth extends beyond bricks-and-mortar lets to lodges, chalets, static caravans and glamping pods, which matters for unique-stay operators other insurers decline.

Written by The UK Holiday Let Software Directory editorial team. Nobody paid for this and nobody reviewed it before publication except us.

Third-party scores

Cited as text with the source and the date we pulled it. We do not mark these up as our own rating, and we publish no first-party reviews until we have real, verified users.

No third-party score was pulled for this listing. That is a gap in our record, not a judgement on the product.

How this listing was checked

Verification method: public website pages fetched and read (no vendor contact)
Verified: 28 July 2026
Last reviewed: 28 July 2026
Publisher relationship: none

Sources

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