Waivo

Waivo is damage cover and nothing else. There is no identity verification, no risk score and no screening layer, so it is not a like-for-like alternative to Truvi or Autohost - it competes only on the protection half of the category. What it does, it describes clearly. Limits run from $500 to $20,000 for guest-caused damage, with $1,500 and $5,000 the most commonly chosen; there is no deductible, and cover extends to intentional damage, theft with a police report, and pet damage. Liability is stated at $1,000,000. Claims are contractually answered within two business days, usually within one. Two routes exist: an enterprise product for property managers, and WaivoNow, a self-serve portal for independent hosts with three or fewer properties or fewer than ten bookings a month. For a UK reader there are three problems and they are all about disclosure. Pricing is entirely quote-only - the $15-per-booking figure circulating in industry write-ups appears nowhere on Waivo's own site. The underwriter is not named on any page. And crucially, Waivo publishes no country eligibility list at all, so whether a Cornish cottage or a Highland lodge can actually be covered is unanswerable from public information. The company is in Bozeman, Montana, with a US phone line, USD limits and no GBP pricing. Note also that waivo.com does not resolve; the live site is waivo.io.