Xero

Last reviewed 28 July 2026 · Verification: public UK pricing page read live in-browser, both VAT-registered and non-VAT-registered toggle states; HMRC software finder read live

At a glance

Entry price (GBP): £7; Simple plan, per month excluding VAT, non-VAT-registered businesses only; Price last verified 28 July 2026
UK-based: Not published
Free trial: Yes, 30 days

Vendor

www.xero.com/uk

Outbound link is nofollow. We take no commission and earn nothing from this click.

Best for

1 property / 2-5 / 6-20 / agency & owner-managed

UK signals

The block no global directory publishes: whether the company trades in the UK, whether it bills in sterling, whether it charges VAT and issues a VAT invoice, when its support is actually open in UK time, and where the data sits. Every line is what the vendor publishes, or a record that it does not.

UK-based: Not published
UK support hours: Not published
Support channels: Not published
Support email: Not published
UK phone published: Not published
Billed in GBP: Yes
UK VAT charged: Yes
VAT invoice provided: Not published
FCA registration: Not published
Data residency: Not published
ICO registration number: Not published

Pricing

Verified against the vendor's own published page on 28 July 2026. Figures are reproduced as published — we do not convert currencies or estimate a total.

Pricing model: tiered flat monthly subscription; plan set split by VAT-registered / non-VAT-registered
Pricing published: Yes
Entry price (GBP): £7
Quoted inclusive or exclusive of VAT: excluding VAT
At 1 property: £7 per month
At 5 properties: £7 per month
At 20 properties: £7 per month
Booking fee: Not published
Setup fee: Not published
Minimum contract (months): Not published
Free plan: No
Price last verified: 28 July 2026Source

per month, per organisation (not per property)

Making Tax Digital & compliance

On HMRC's recognised software list: Yes
Name on HMRC's list: Xero
HMRC source url: https://www.tax.service.gov.uk/find-making-tax-digital-income-tax-software/product-details?productId=3186
HMRC finder url: https://www.gov.uk/guidance/find-software-that-works-with-making-tax-digital-for-income-tax
HMRC checked: 2026-07-28
Making Tax Digital ready: Yes
Software type (HMRC classification): software that creates digital records
Submissions supported: quarterly updates, tax return / final declaration
Income sources ready now: sole trader, UK property, foreign property, UK interest, foreign interest
Income sources in development: employment (PAYE), UK dividends, state pension, private pensions, partnership income, foreign dividends, pension contributions, Construction Industry Scheme, charitable giving, capital gains, student loan, Marriage Allowance, voluntary Class 2 NIC, High Income Child Benefit Charge
User types: individual, agent
Update periods offered: standard 6 April - 5 April, calendar 1 April - 31 March
Bridging software: No
HMRC Assist submission feedback: No
VAT handling: MTD for VAT supported (VAT-registered plan set)
Counts let-nights per property per calendar year: Not published
Security certifications: Not published

Product features

Bank feeds: Yes
Mobile app: Yes
App marketplace: Xero App Store (third-party PMS/short-let connectors not verified this session)
PMS or channel integrations: Not published

Fit for holiday lets

Product focus: general accounting
Best for: 1 property / 2-5 / 6-20 / agency & owner-managed
Holiday-let support documented: Not publishedNo holiday-let-specific claim found on the pages checked.

Company identity

Recorded from the vendor's own pages and, where a company number was findable, from Companies House.

Legal entity: Xero Limited
Companies House number: Not published
Registered address: Not published
Founded: 2006
Head office: Not published
Ownership: Listed company (not verified this session)
Employees: Not published
Status: activeAbout page states "Founded in 2006, Xero now has 4.9 million customers and is a leader in cloud accounting across New Zealand, Australia and the United Kingdom"; footer reads "© 2026 Xero Limited". No UK-registered trading entity, company number or HQ address was found on the UK pages checked.

Our verdict

Xero is general small-business accounting software, founded 2006, and for MTD for Income Tax purposes its relevant UK plan is Simple at £7 a month excluding VAT — available only to non-VAT-registered businesses and described by Xero as covering basic accounting including MTD for Income Tax. That is the cheapest published monthly price in this category. VAT-registered operators start at Ignite, £16 a month, and the ladder runs to £65. An 80% discount for the first six months is running, and the pricing page itself flags that subscription prices increase from 1 September 2026 — worth factoring into a two-year comparison.

On HMRC's list Xero supports quarterly updates and the final declaration, and — unusually — has both UK property and foreign property marked ready now, along with UK and foreign interest. Almost everything else, including employment, dividends and pensions, is recorded as in development for the 2026-27 return. There is no bridging software and no HMRC Assist submission feedback.

Two cautions. The UK pricing page does not mention a free trial, promoting an introductory discount and a "one month free" offer instead; Xero's own UK FAQ page does confirm 30 days of access before choosing a plan. And we could not evidence a UK trading entity on the UK site — the footer reads "© 2026 Xero Limited" — so UK-based status here is recorded as unverified rather than claimed either way.

Written by The UK Holiday Let Software Directory editorial team. Nobody paid for this and nobody reviewed it before publication except us.

Third-party scores

Cited as text with the source and the date we pulled it. We do not mark these up as our own rating, and we publish no first-party reviews until we have real, verified users.

No third-party score was pulled for this listing. That is a gap in our record, not a judgement on the product.

What we could not verify

Published because an incomplete record you can see is more useful than a complete-looking one you cannot check.

UK trading entity, company number and HQ country not evidenced on vendor pages — needs a Companies House check before publishing uk_based
Free trial card requirement not stated; trial is confirmed on the FAQ page but absent from the pricing page
UK support hours, channels and phone not captured
Size and terms of the 1 September 2026 price increase not captured
Whether any Xero App Store connector serves short-term-let PMSs not verified

How this listing was checked

Verification method: public UK pricing page read live in-browser, both VAT-registered and non-VAT-registered toggle states; HMRC software finder read live
Verified: 28 July 2026
Last reviewed: 28 July 2026
Publisher relationship: none

Sources

Something wrong on this page?

Corrections are the most useful thing anyone sends us, and they are free to make. Tell us what is wrong and where the correct figure is published, and we will fix it and re-date the page. Vendors do not need a relationship with us to have their own listing corrected.

Report an error on this listing

Every listed vendor also gets a free badge, with no obligation and no link required. About the badge programme.

Publisher relationship: none — no payment was received for this listing, and none would change it.